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		<title>Mother Earth, Music and Consciousness</title>
		<link>http://www.homebuyerassociates.com/mother-earth-music-and-consciousness</link>
		<comments>http://www.homebuyerassociates.com/mother-earth-music-and-consciousness#comments</comments>
		<pubDate>Tue, 15 Jun 2010 21:06:26 +0000</pubDate>
		<dc:creator>homebuy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homebuyerassociates.com/?p=248</guid>
		<description><![CDATA[This E-Note is a stretch.  If it’s too much to bear then at least check out the Milwaukee music festival listing at the end of the Note which was created by a past client of Homebuyer Associates.
I recently returned from the Telluride Mountain Film Festival with an added day of hiking the Mesa Verde National [...]]]></description>
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		<title>We&#8217;re not Goldman Sachs</title>
		<link>http://www.homebuyerassociates.com/were-not-goldman-sachs</link>
		<comments>http://www.homebuyerassociates.com/were-not-goldman-sachs#comments</comments>
		<pubDate>Thu, 20 May 2010 14:19:34 +0000</pubDate>
		<dc:creator>homebuy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homebuyerassociates.com/?p=246</guid>
		<description><![CDATA[Homebuyer Associates May 2010 E-Note 
 
Homebuyer Associates           www.homebuyerassociates.com
414.254.4129                               homebuyeba@gmail.com
Michael D. Holloway/Seamus Holloway
Lynn Sarver/Paul Wollersheim
We’re Not Goldman Sachs
I was kicked out of 5th grade as a student at St. Rose of Lima.   In my household there was no discussion.  My [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Clash: Should I Stay or Go?</title>
		<link>http://www.homebuyerassociates.com/the-clash-should-i-stay-or-go</link>
		<comments>http://www.homebuyerassociates.com/the-clash-should-i-stay-or-go#comments</comments>
		<pubDate>Wed, 24 Mar 2010 16:53:37 +0000</pubDate>
		<dc:creator>homebuy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homebuyerassociates.com/?p=244</guid>
		<description><![CDATA[Should I Buy or Should I Rent
Homebuyer Associates February 2010 E-Note
Homebuyer Associates www.homebuyerassociates.com
414.254.4129 homebuyeba@gmail.com
Michael D. Holloway/Seamus Holloway
Lynn Sarver/Paul Wollersheim
The Clash version of the real estate question – should I rent or should I own – was captured in their Combat Rock tune – “Should I stay or should I go?”
http://www.youtube.com/watch?v=0Ag8J2NMYmc
Much like the 3 chord Clash tune, [...]]]></description>
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		<title>Circle of Competence</title>
		<link>http://www.homebuyerassociates.com/circle-of-competence</link>
		<comments>http://www.homebuyerassociates.com/circle-of-competence#comments</comments>
		<pubDate>Wed, 24 Mar 2010 16:44:13 +0000</pubDate>
		<dc:creator>homebuy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homebuyerassociates.com/?p=242</guid>
		<description><![CDATA[Circle of Competence
I write about money and real estate often because many people don’t see the connection. The potential for money to be lost is increased when a real estate purchase is made without information &#8211; and I’m not talking about the “isn’t this a lovely kitchen” kind of information.
Warren Buffet, the famed investor, often [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Itsy, Bitsy Savings</title>
		<link>http://www.homebuyerassociates.com/itsy-bitsy-savings</link>
		<comments>http://www.homebuyerassociates.com/itsy-bitsy-savings#comments</comments>
		<pubDate>Wed, 18 Nov 2009 21:30:08 +0000</pubDate>
		<dc:creator>homebuy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homebuyerassociates.com/?p=225</guid>
		<description><![CDATA[Homebuyer Associates Sept-Nov. 2009 E-Note    
 
             Itsy bitsy savings&#8230;
 
Homebuyer Associates             www.homebuyerassociates.com
414.254.4129                          homebuyeba@gmail.com
 
Michael D. Holloway/Seamus Holloway
Lynn Sarver/Paul Wollersheim
 
There is a good deal of talk these days about living &#8220;greener.&#8221;  To many that means a hybrid car, photovoltaic electricity, solar panels and the like.  Green is a concept I embrace but prefer to start with [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>It&#8217;s Your Money &#8211; You are Responsible.</title>
		<link>http://www.homebuyerassociates.com/its-your-money-you-are-responsible</link>
		<comments>http://www.homebuyerassociates.com/its-your-money-you-are-responsible#comments</comments>
		<pubDate>Mon, 17 Aug 2009 22:42:30 +0000</pubDate>
		<dc:creator>homebuy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homebuyerassociates.com/?p=223</guid>
		<description><![CDATA[Homebuyer Associates August 2009 E-Note         
 
It’s Your Money.  You are Responsible.
 
Homebuyer Associates             www.homebuyerassociates.com
414.254.4129-                         homebuyeba@gmail.com
 
Michael D. Holloway/Seamus Holloway
Lynn Sarver/Paul Wollersheim
 
Former clients called last month and asked, “We know the way you work and think about buying homes so we thought you probably invest your money the same way.  Is there anyone you would suggest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>New Complications of Buying a Home/Condo</title>
		<link>http://www.homebuyerassociates.com/new-complications-of-buying-a-homecondo</link>
		<comments>http://www.homebuyerassociates.com/new-complications-of-buying-a-homecondo#comments</comments>
		<pubDate>Mon, 13 Jul 2009 00:11:13 +0000</pubDate>
		<dc:creator>homebuy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homebuyerassociates.com/?p=214</guid>
		<description><![CDATA[Homebuyer Associates June/July 2009 E-Note    
New Complications of Buying a Home/Condo
Homebuyer Associates                                         
414.254.4129
www.homebuyerassociates.com                            
homebuyeba@gmail.com
Michael D. Holloway/Seamus Holloway
Lynn Sarver/Paul Wollersheim
 
In my youth I was chess champion of Merrill Park.  Checkers, an easier game, required less thought.  Real estate used to be checkers, now it is chess and the days of thoughtless buying are behind us.
Buying real estate the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Why I Marvel at How People Buy Homes</title>
		<link>http://www.homebuyerassociates.com/why-i-marvel-at-how-people-buy-homes</link>
		<comments>http://www.homebuyerassociates.com/why-i-marvel-at-how-people-buy-homes#comments</comments>
		<pubDate>Mon, 04 May 2009 20:40:59 +0000</pubDate>
		<dc:creator>homebuy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homebuyerassociates.com/?p=212</guid>
		<description><![CDATA[February/March 2009 E-Note    
 
Homebuyer Associates                                         
414.254.4129
www.homebuyerassociates.com                            
homebuyeba@gmail.com
Michael D. Holloway/Seamus Holloway/Lynn Sarver/Paul Wollersheim                             
&#8220;Work hard, have fun&#8221; and remember that &#8220;attitude is everything.&#8221;  In these troubling times I remind myself that the real estate market will return, albeit different than before, which is a good thing.  I work hard planning and preparing for the turnaround, set aside time for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Credits for Homebuyers</title>
		<link>http://www.homebuyerassociates.com/tax-credits-for-homebuyers</link>
		<comments>http://www.homebuyerassociates.com/tax-credits-for-homebuyers#comments</comments>
		<pubDate>Mon, 04 May 2009 20:04:23 +0000</pubDate>
		<dc:creator>homebuy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homebuyerassociates.com/?p=198</guid>
		<description><![CDATA[Homebuyer Associates April/May 2009 E-Note   
 
Housing Tax Policy and Credits
Homebuyer Associates                                         
414.254.4129
www.homebuyerassociates.com                            
homebuyeba@gmail.com
Michael D. Holloway/Seamus Holloway/Lynn Sarver/Paul Wollersheim
Tax policy is about &#8220;nudging&#8221; people in a particular direction.  The Republicans and Democrats do this each in their own way.  I know this from my years working in politics (a previous life) and I&#8217;m reminded of it again in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October/November 2008 E-Note</title>
		<link>http://www.homebuyerassociates.com/octobernovember-2008-e-note</link>
		<comments>http://www.homebuyerassociates.com/octobernovember-2008-e-note#comments</comments>
		<pubDate>Thu, 23 Oct 2008 03:23:09 +0000</pubDate>
		<dc:creator>spa</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://s261875209.onlinehome.us/?p=13</guid>
		<description><![CDATA[Are you golden?  Because of recent changes in mortgage underwriting procedures you may be a better buyer than you know.  If you are that type of buyer then you are golden in this market.  I don’t know if anyone else will tell you that so let me be the first.
There are many [...]]]></description>
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